THIRD PARTY CLAIM
A claim against a named insured by an individual or other entity not a party to the insurance contract; usually a liability claim.
A claim against a named insured by an individual or other entity not a party to the insurance contract; usually a liability claim.
The airborne concentration of a toxin or irritant to which normal individuals can be exposed in the workplace without loss of structure or function, usually designated as an 8-hour time-weighted average for a 40- hour week.
A method of calculating charges by recording the hours worked, labour rates, material costs, and subcontractor charges, to which are added mark-ups for overhead and profit.
Any lumber, such as boards or planks, milled with a groove on one edge and a corresponding tongue on the other, permitting adjacent members to interlock.
The final coat of paint usually applied over a primer or undercoat.
In frame construction, the horizontal member which caps and connects the studs; the top horizontal member to which the rafters or ceiling joists are fastened.
A surface treatment.
1. The complete destruction of property beyond reasonable repair. 2. Losses that exceed policy limits.
Any substance that can cause acute or chronic injury to the human body, or which is suspected of being able to cause diseases or injury under some conditions.
The sum adverse effects resulting from exposure to a material, generally through the mouth, skin or respiratory tract.