GLOSSARY
ARBITRATION
The binding resolution of disputes by a neutral party or persons as a substitute for litigation. Arbitration requires agreement of the parties to the dispute, which may be obtained in advance through a clause in a contract between them, or after a dispute has arisen
AS NEEDED
An indefinite term sometimes used when quantities cannot be precisely defined, indicating that the action will be performed until a complete and fully satisfactory result is obtained.
ASAP
As Soon As Possible or Quickly
ASBESTOS
A non-combustible, inorganic fibre which was once used extensively for insulation and as binder in composite building materials. Airborne asbestos has been found to be highly injurious in relatively small quantities.
ASBESTOS ABATEMENT
Procedures to control fibre release from ACM in a building, or to remove it entirely. These may involve removal, encapsulation, repair, enclosure, encasement, and operations and maintenance programs.
ASBESTOS CONTAINING MATERIAL
(ACM) – Any material containing one or more percent of asbestos.
ASEPSIS
Prevention from contamination with micro organisms. Free or freed from pathogenic micro organisms.
ASPERGILLUS
A genus of imperfect fungi, of the class, Hyphomycetes, including species that cause food spoilage and diseases. Some Aspergillus species, e.g., A. flavus, A. fumagatus, A. versicolor, which commonly are found in environments affected by water-damage
ASPHYXIANT
A vapour or gas that limits or prohibits the body_s ability to assimilate (use) oxygen, even though sufficient oxygen may be present, and can cause unconsciousness or death by suffocation (lack of oxygen). In addition, some chemicals, like car exhaust.
ASSESSOR
A term for a claims specialist employed by the policy holder directly, to prepare their claim.